Fair, Competitive,
and Transparent
Transaction Fees

We believe in offering clear and upfront pricing. Here's a breakdown of our fees to help you understand the costs associated with using our services:

MoneyFlap

SPENDING ACCOUNTS

General

  • Opening Fee
Free
  • Monthly Fee
Free
  • Suscription Fee
Free
  • Minimum Deposit
None

Adding Money

  • Cash deposit & withdrawal
    Transaction fee may apply at MoneyGram ™ locations
Free
  • Crypto deposit
Free
  • Open banking
Free
  • Bank transfer
    Fee only applies after 2 free transfers every month
From 0.2%
  • Mobile wallet
    Fee varies by mobile wallet
From 1%

Sending Money

  • International transfer to contacts
Free
  • International transfer to bank accounts
    Fee varies by currency
From 0.25%
  • International transfer to mobile wallets
    Fee varies by mobile wallet
From 0.25% (capped at 1.2 USD)
  • International transfer to crypto wallets
    Network fee may apply
0.15%
  • Foreign exchange spreads/markups
None

Reveiving Money

  • Getting banking details in fiat currencies
    USD, EUR, and GBP
Free
  • Receiving payments in fiat currencies
    Fixed fee per payment
2.6 USD
  • Getting on-chain details in stablecoins
Free
  • Getting on-chain details in stablecoins
Free

Paying Bills

  • International bill payments
    Fee varies by countryspan>
From 0 USD

YIELD ACCOUNTS

  • Opening fee
Free
  • Management fee
0.15%
  • Minimum deposit
None

CARDS

  • Virtual card issuance
Free
  • Eco plastic card issuance
    One-time fee per card
3 USD
  • Metal card issuance
    One-time fee per card
35 USD
  • Mirror card issuance
    One-time fee per card
65 USD
  • Transaction fee
Free
  • Foreign transaction fee
Free